(877) 851-8555

🚨 Attention: BUSINESS OWNERS 🚨

Struggling to Recruit & Retain Top Talent?

The Society for Human Resource Management (SHRM) estimates that replacing an employee can cost up to 213% of their annual salary. According to a 2023 report by the Work Institute, voluntary turnover is projected to cost U.S. businesses $1 trillion annually.

⚠️ How much is employee turnover costing your business? ⚠️

Download the "Next Generation Employee Retention" now to increase retention, add an additional revenue stream, and improve your balance sheet.

FREE DOWNLOAD 👇🏻

Get Next Generation Employee Retention

For every $100,000 of reserves reallocated, FlexVault Business can help you potentially unlock:

• $2,100 of annual tax savings

• $480,000+ in expected income over the next 20 years, and

• $3,000,000 of death benefit coverage on employees.

Meanwhile, those reserves remain accessible for ordinary business expenses as usual.

Replacing an employee can cost 50% to 213% of their salary!

Get "Next Generation Employee Retention" Now

The benefits are many

Want to improve employee retention and EBITDA without increasing costs?

FlexVault Business is a highly customizable cash management strategy that uses a

company's existing cash reserves to secure employee benefits, higher returns, and tax-free

business income ... all while retaining checkbook access to those funds when needed.

This full-service approach optimizes every expense and revenue to productively benefit the

business, the employee, and the bottom line. This helps your organization get more out of

each dollar and likely unlock significant tax deductions.

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Liquidity - Checkbook access to deployed reserves whenever you require, ensuring you never miss an opportunity.

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Non-Qualified Deferred Compensation Plan - Boost employee loyalty and retention by offering plans that reward employees based on their service duration.

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Market Upside without Risk - Capitalize on market growth opportunities without endangering your hard-earned funds.

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Likely Tax Deductible - Slash your taxable income by deducting life insurance premiums, lowering your yearly tax burden.

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Attractive Employee Benefits - Draw in and hold on to top industry talent by providing enticing life insurance and long-term care benefits.

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Key Person Insurance Funding - Protect your business from the potential impact of losing crucial personnel with key person insurance.

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Increase EBITDA Valuation - Propel your business’s valuation and profitability with intelligent strategies that elevate your EBITDA.

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Non-Qualified Deferred Compensation Plan - Boost employee loyalty and retention by offering plans that reward employees based on their service duration.

And the best part? The net cost to your business is ZERO!

That's right—you can Implement all these incredible benefits at no cost, optimizing your business growth and stability. Download the Ultimate Guide to Employee Retention today and learn how to reduce turnover.

Replacing an employee can cost 50% to 213% of their salary!

Get "Next Generation Employee Retention" Now

Satisfied clients ⭐

Real-world results from businesses using the strategy

🦷

Owner, Dental Practice

“I have experienced two bear markets and know the hit your retirement can take. At this point in my life, I may not be able to withstand another downturn in equities. Enter the FlexVault. So thrilled to have found a strategy that marries stability and opportunity. The FlexVault also enables me to provide a valuable benefit for key employees in my business.”

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CEO, Amusement Park

“My company needed a place to put our reserve cash that would earn better than a savings account but still provide safety and liquidity. Our new FlexVault Business strategy does just that and then some. Our key employees will get tax-free money back from our FlexVault strategy, too. How many employee benefits can offer that to the employer? One of the easiest discussions I've ever had with the board. Completely happy.”

Who is Secured Future?

Client-first advisors who think outside the box

Dennis Drake

LACP, CBC, RFPP, CSSPS

Dennis is the Founder & CEO of SMART Family Office. He and his team have been teaching business owners, executives, high net worth individuals, retirees and pre-retirees how to reduce and/or eliminate taxes in retirement, protect their assets, set up guaranteed retirement income streams and efficiently pass on their wealth for more than 34 years.

Dennis has taught continuing education courses to Insurance Agents, Attorneys and CPA’s. He has also done numerous education seminars for the public and has taught the course “The Power of Zero Taxes in Retirement” at Del-Tech college. Dennis is also a Certified Tax and Business Advisor and is one of the only advisors in his region who offers a virtual family office (VFO) practice.

Bobby Keller, CTBA

Bobby Keller, an experienced airline pilot, offers a sharp perspective on business and investment consulting. His piloting career has honed his discipline, precision, and strategic planning skills, which he now leverages to help business owners and high-income earners enhance their financial strategies.

Bobby quickly clarifies financial plans, identifying the best tax-saving strategies and tax-free investment opportunities. He meticulously ensures his clients’ financial paths are as smooth and efficient as his flights. Bobby is your financial sherpa, guiding you to the summit with the expertise and assurance of Tenzing Norgay guiding Edmund Hillary. With Bobby, you’re in experienced hands, never having to navigate the financial heights alone.

Chris Nissen, CTBA

Chris Nissen is a seasoned financial advisor who started his journey in the industry at the age of 20. Specializing in helping clients navigate the complexities of financial planning, Chris's expertise lies in utilizing alternative investments to address a wide range of needs including retirement, estate planning, college funds, cash management, and legacy planning.

As a Certified Tax and Business Advisor (CTBA), Chris brings a proactive and creative approach to assisting business owners in minimizing their tax burdens. His unique insights and strategies empower entrepreneurs to optimize their financial strategies, ensuring they pay less in taxes while maximizing their wealth-building opportunities.

Matt Nye, CTBA

Matt Nye has more than 30 years experience in the tech and finance sectors. As a Certified Tax & Business Advisor, he specializes in helping business owners, real estate investors and high income wage earners minimize their taxes and maximize their growth.

Matt specializes in advanced life insurance strategies and special purpose trust vehicles that offer safety, liquidity, growth and asset protection. He is committed to delivering personalized, client-centered solutions.

Whether advising on estate planning, retirement income strategies, or business succession planning, he combines deep industry knowledge with a focus on achieving clients’ unique financial goals.

Frequently Asked Questions

What is FlexVault Business?

FlexVault Business is a comprehensive financial strategy that optimizes your company’s cash reserves, enhances employee benefits through life insurance, and offers tax advantages to improve your bottom line.

How does FlexVault Business work?

FlexVault Business works by utilizing permanent life insurance policies tied to your employees, allowing you to leverage cash value for growth while keeping funds accessible for business needs.

Can FlexVault Business help with employee retention?

Yes! FlexVault Business includes attractive benefits like life insurance and deferred compensation, which are powerful tools for retaining key employees and attracting top talent.

What are the tax benefits of FlexVault Business?

FlexVault Business offers significant tax advantages, including deductions for life insurance premiums and tax-free growth on cash value, helping to reduce your overall tax liability.

Is my business eligible for FlexVault Business?

Most businesses with significant cash reserves and a desire to optimize their financial strategy are eligible. Contact us for a personalized assessment.

Secured Future

575 S Wickham Rd, Ste F, PMB 221

Melbourne, FL 32904

Toll Free: (877) 851-8555

Secured Future and its affiliated partners offer life insurance sales services. Services are offered through Secured Future and its licensed insurance agents. Secured Future and other affiliated parties do not intend to provide investment advice through this site or the use of the tools on the site and does not represent that the products or services discussed are suitable for every investor.